Ancillary Life and Health Insurance Products
Ancillary plans play a crucial role in supplementing primary health insurance policies by offering coverage for services that are not typically included in traditional health insurance. These specialized insurance policies are designed to provide individuals with additional financial protection for specific healthcare needs that may not be adequately covered by their primary insurance.
One of the main advantages of ancillary plans is their flexibility. They can be purchased separately or in combination with other insurance policies, allowing individuals to customize their coverage based on their unique healthcare requirements. For example, someone with Medicare or employer-sponsored health insurance may choose to add an ancillary plan to fill in the gaps and ensure comprehensive coverage.
Types of Ancillary Plans
There are various types of ancillary plans available, each catering to specific healthcare needs.
Options
Dental Insurance
It covers routine exams, cleanings, and treatments, ensuring optimal oral health
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Vision Insurance
It offers coverage for eye exams, glasses, and contact lenses, promoting good vision and eye care.
Options
Hearing Insurance
It provides assistance with the costs of hearing aids and related services, enhancing overall auditory well-being.
Options
Cancer Insurance
It offers financial protection in case of a cancer diagnosis, covering treatment expenses and associated costs.
Options
Hospital Indemnity Insurance
It provides a fixed payment for each day spent in the hospital, helping individuals manage the financial burden of hospital stays.
These ancillary plans are particularly beneficial for individuals facing high deductibles or copays on their primary health insurance policies. They provide an additional layer of coverage and peace of mind, knowing that specific healthcare needs are adequately addressed without incurring significant out-of-pocket expenses.
If you are considering purchasing an ancillary plan, we are here to assist you. Contact us today to explore the available plans in your area and find the one that best suits your healthcare needs and budget.
We are available Monday through Friday
8 AM to 8 PM (CST)
at 1-855-457-1099
OR